As shared in the earlier slide, even a basic employment in Gulf may not only render someone capable to fully supporting themselves and their families in India, but overtime also provides them enough financial resources to strengthen their economic bases in India. For example, apply for personal or home loans, purchase medical insurance for their families, afford better education for their children etc. As examples:
1- Low grade worker, can purchase medical insurance upto 5 lakhs for their loved ones for a mere 12000-18000 INR per annum (or 5% of his/her income). Thus shielding themselves from single biggest reason for poverty worldwide.
2- Mid-to-Low grade workers, can purchase life insurance policies for as little as 5000-10000 INR per annum, thus providing their families an umbrella of relief in case of an eventuality.
3- Mid grade workers, by saving 20% of their income for 2-3 years of employment can make a modest real estate investment. Or can avail home/business/personal loans for as little 10000 INR monthly EMI for a sizable investment.
4- High-level income workers can invest a small amount of their savings in other financial instruments to avail a bare minimum income for life within India.

Become financially independent is a multi-year step by step process, and as such needs careful and meticulous planning. A single misstep, either deliberately or inadvertently can have alarmingly dire consequences on an individual.
By enrolling in the 360 Upliftment Program, selected and employed candidates are provided with the right next steps towards candidate economic freedom and over the course of 2 years, irrespective of grade level, the program aims to have provided enough guidance, means and opportunities for candidates to be on path of economic independence for life.
It is estimated that 1 financially independent person can have a positive economic impact on approx. 10 other members of either immediate or extended family short term and approx. 50 individual over a person’s lifetime.